Beyond Fintech

A Pragmatic Assessment Of Disruptive Potential In Financial Services

Fintechs have defined the direction, shape, and pace of change across almost every financial services subsector. While they may not dominate the industry today, they have laid the foundation for future disruption.

Looking across several financial services sectors, we have found that Fintechs have materially changed the basis of competition in financial services, but have not yet changed the competitive landscape. However, despite their lack of scale, they have laid the foundation for future disruption.


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